My search for the best critical illness plan was going on since the last two months after seeing my colleague suffer from cancer. He is a healthy 30 year old guy who had a year old baby. Now since his kid was too young his wife had to quit her job for few years. His salary was good enough to suffice their needs but unfortunately one day he was detected with a tumor that turn out to be malignant. We all were so freaked out, we were worried about his health but one thing we missed at that time was his finances. He had to go through a surgery then the chemotherapy sessions. Medical expenses went beyond their expectation. The company helped him with the mediclaim procedure but the mediclaim cover was not sufficient plus they had to submit multiple hospital bills. The mediclaim amount did not pay for their day to day expenses while he wasn’t working. Looking at the financial condition of my colleague and his friends I was shaken and that very moment I decided to go for an insurance plan that covers a severe critical illness like cancer. I was looking for plans online and I found many plans which covered cancer, now I was convinced that I need to be prepared against cancer. But is cancer the only illness that’s common these days? Then I stepped back and thought – what if I suffered from heart disease, kidney failure and so on. I then came across riders that cover multiple critical illnesses but many of the disease they covered were not common and they were tied up with my term plan so first and foremost I didn’t want to compromise on my term cover. Other point was what if I suffer from a critical illness again? Will it cover me? The answer was no! I further researched for plans that covered multiple illnesses and that gave me an option to claim more than once. That’s when I found Edelweiss Tokio Life – CritiCare+. The plan which perfectly fitted all my needs; it covered 17 critical illnesses, had a multiclaim option to claim not just twice but thrice and above all it my premium cost was also low. Now that sounds like a plan which can help one bounceback from a critical illness!
In the last few weeks I have happened to discuss with different sets of people about the topic of Insurance. The discussions revolved around different types of insurance whether is general or medical or travel, as I said coincidentally this has been the topic of discussion off late. So in middle of one the discussion a friend recommended me Edelweiss Tokio Life – CritiCare+ plan for critical illness and he did brief me on a few features and benefits about the same.
Continue reading “Basic review – Edelweiss Tokio Life : CritiCare+”
Since the change of century I guess there has been an upswing in the dentistry stream. Various students from different backgrounds have become dentists or are inclined to become dentists. The spread is across the country in all major cities like Delhi, Mumbai, Kolkata, Chennai, Bangalore, Hyderabad, Jaipur, Pune, etc. Few days back I had a couple friend from Hyderabad come over for a stay with us in Mumbai. My friend is a businessman and his wife is a dentist. They did not wish to be named so I will keep it general here when I share few funny incidents what she shared with us when she had to face from her patients.
She is dentist for half a decade now and has her own clinic in one of the good areas of Hyderabad. She has a good and reputed list of clients who have become a regular at her clinic and few of them have also become their friends. There has been rise in the number of dentists in Hyderabad and also private dental clinics in Hyderabad. She said setting up a private clinic is new trend there and it is kind of easy too for setting it up. The main thing is kind of patients you have and then the comfort level what they share with the doctor. She really stressed on the tuning between the patient and doctor because mouth and teeth related matters can be really painful and stressful for a lot of us.
She did couple of funny incidents about her patients. One was a lady who was very particular about her facial features and very fashion conscious. She had a bad tooth pain and was advised removal of the decayed tooth. That lady before saying yes for the treatment made a list of atleast 25 questions all related to face, treatments, after effects, etc. She was not convinced till the time the doctor answered all her 25 questions properly and convincingly. She also had a patient who a middle aged businessman who used to get tickled so fast that it was very difficult for the doctor and her team to give the treatment. He was made to sit with couple of his family people and his attention was diverted somehow to get the treatment done. Funny incidents like these make the difficult job a little less stressful.
The couple did have a good time in Mumbai and dentist wife did meet couple of dentists here too for a general discussion on different subjects.
Last week I paid a visit to a friend’s house in Pune to attend his parents 25th wedding anniversary. We as childhood friends have always been involved in each other’s family matters quite closely whether it is buying new house, or taking a car or investment opportunities, etc. It was like quite obvious for me and my family to attend this milestone celebration which was a fantastic affair with friends and family of my friend coming from all across the globe.
During the stay my friend started having a severe a pain in his teeth. He generally has wisdom tooth problem which he kind of lets go with temporary solution. Like always with a pain killer he subsided the pain for that moment and started enjoying. But the pain came back so I asked and found out few good dentists in Pune and also Dental Hospitals in Pune. He already knew couple of them and we decided to go and show to one of them as soon as possible.
We reached as per our appointment time and were taken into the doctor’s cabin immediately. The staff looked quite professional. When the dentist did a full checkup he immediately recommend removal of the wisdom tooth and also suggested few basic dental measures which we sometimes tend to ignore or overlook in our daily routine. The doctor was very friendly and he stressed on the oral hygiene in daily routines like brushing our teeth twice daily, keep gargling and cleaning the mouth, avoiding tobacco products, etc. He also gave importance to the way we brush our teeth and the technique of brushing our teeth. This doctor had different packages for all dental care for the complete family. He did brief us about these packages and the importance of being aware of our day to day dental needs.
After meeting and listening to him I did realise how important it is for the whole family to be aware of these things and at least do the basics right. Generally we eat and drink whatever we feel like without thinking much about the pre and post dental requirements. We must keep the basic oral hygiene tricks for long life of our teeth.
When we talk about classroom to anyone it directly makes you think about school and little children who go to school. So when BlogAdda joined hands with Akshaya Patra in a campaign called #BlogToFeedAChild which turned out to be pretty special, I had to be a part of it.
Akshaya Patra has been an organisation which has constantly done the good hard work of fighting against hunger and malnutrition in India. The Mid Day Meal (MDM) scheme implemented by them in Government schools and government aided schools have done the formidable task of not only getting so many children to school but also to make them eat proper meal. We all know how important that one meal of the day is to any kid and MDM is the right thing. Akshay Patra also uses technology for the same to reach more and more needy children and their kitchens have become a subject of study for all. They have been doing some inspiring stuff.
Continue reading “Eliminate classroom hunger.”